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We Fired Our Health Insurance Company

This is the health care scheme we will be part of when we move to the United States – a great write up! We’ll share our thoughts as well once we have spent some months with Samaritans, but our decision thus far is based on their Christ-centered approach to caring for one another’s needs and being completely put-off by traditional helath insurance companies’ systems.

michaelplank.org

So many friends—and friends of friends—have contacted us about our choice for health care that we decided it might be easier to write out our story. Hopefully our experience will assist you in making the wisest choice for your family. This will be lengthy but worth it. I promise.

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Emily & I have been blessed by churches who provided a medical insurance plan for us. My salary has been structured so that the medical insurance payment was held out of my paycheck for the pre-tax benefit. But if I received a cost-of-living raise in January, it was undone in July because the existing policy would adjust upwards somewhere between 13-20% annually. Year after year, I was actually making less money.

About 7 years ago, we began noticing that BCBS paid for less and less while our copays kept increasing. When we questioned them, the answer was always that it was…

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